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Whole Life vs. Term Life: Which is Best for Me?

When choosing a life insurance policy, you’ll find that you have two main options: whole life insurance and term life insurance. Which one is best?

The answer will depend largely on your age, your income and a few other factors. Whole life insurance doubles as a savings vehicle. A bit of each premium becomes an investment that can be borrowed against or paid out to your beneficiary when you die.

Term, on the other hand, functions solely as insurance and is contracted for a set term, such as the length of your mortgage. It is typically far less expensive than whole life.

Have you planned for your family’s financial future? We’ve assisted hundreds of California families. Contact one of our compassionate agents at VantagePlus Insurance to find out what sort of life insurance coverage is right for you.

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